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Feb 24, In Toronto, if the trunk is less than 30 centimetres, you can usually dig two metres from your neighbour’s tree trunk. If it’s more, then it is best to consult with a professional arborist before Estimated Reading Time: 4 mins. If your tree falls on your car, the comprehensive coverage of your car insurance policy will apply in most cases since the tree hit your car, instead of your car hitting the tree.
If your tree falls on your neighbour’s car, your neighbour’s car insurance should pay the claim if your neighbour carries comprehensive coverage. If your neighbour’s tree falls on your car, your comprehensive coverage applies. Generally. Jun 29, What happens if a tree falls on my car? If a tree falls on your car, the comprehensive coverage of the vehicle owner’s auto policy will apply. Therefore, generally the owner of the tree is not responsible.
If your tree falls on your neighbor’s car, your neighbor’s car insurance should pay the claim if your neighbor carries comprehensive treeclearing.barted Reading Time: 3 mins.