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Jun 24, Tree removal is sometimes covered by your homeowners insurance policy when the reason for the tree falling is related to a named peril, such as a windstorm, fire or vandalism.

Some insurance companies don't cover trees because they believe it's too difficult to put a cost on landscaping.

But there are other times when a fallen tree is your responsibility to remove, and either your insurer won’t pay for it, or the costs are such that it doesn’t make sense to file a treeclearing.barted Reading Time: 9 mins.

A number of individuals can benefit from tree trimming insurance, including: Tree trimmers; Pruners; Tree removal experts; Municipal tree care workers; Hardscapers; Tree pest experts; Gardening and landscape workers; Aborists; While there is no specific tree trimming insurance or arborist insurance, there are several types of insurance that afford protection to people working in this profession. General liability insurance: This basic liability policy covers many of the liability risks all businesses face, such as property damage and bodily injury that you or your employees cause while performing tree care, removing trees or driving to and from job treeclearing.barted Reading Time: 5 mins.

Commercial auto insurance. This policy covers vehicles owned by a tree trimming or arboriculture business. It pays for medical bills and damages after an accident, vehicle theft, weather damage, and vandalism. BEST FOR. Car accidents. Vandalism and theft.

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Weather damage. Get Quotes. Learn More. Description: This tree service insurance provides coverage for chemical (herbicide/pesticide) spills during a sharp turn by the company truck. Claim Example: A tree care specialist’s company truck is involved in an accident and overturns, spilling the contents(pesticides/ herbicides) over the road and possibly into the local water system (nearby pond, sewer, etc.).